Housing Counselor Certification (HUD) Practice Exam

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Prepare for the HUD Housing Counselor Certification Exam with comprehensive flashcards and multiple choice questions that offer hints and detailed explanations. Get ready to excel!

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Which should a housing counselor recommend that a client include in a household maintenance plan?

Home improvements to increase property value.
Coverages for home warranty.
Periodic landscaping assessments.
Upgrades to smart home technology.

The correct answer is: Coverages for home warranty.

A household maintenance plan is designed to ensure the ongoing function, safety, and efficiency of a home. Including coverages for a home warranty in such a plan is particularly beneficial because a home warranty can provide financial protection against unexpected repairs and replacements for major systems and appliances. This not only helps alleviate the financial burden that can come with unexpected breakdowns but also encourages homeowners to maintain their properties proactively. While home improvements that increase property value, periodic landscaping assessments, and upgrades to smart home technology can all be valuable components of home ownership and maintenance, they do not directly relate to the idea of financial protection and unexpected costs as a home warranty does. Focusing on a home warranty ensures that clients are prepared for potential maintenance emergencies, making it a critical recommendation for any comprehensive maintenance plan.